Starling £1 - €1.1688 Revolut £1 - €1.1714. Blomfield and Boden seem to have their apps nailed although N26 and Revolut aren’t far behind when it comes to ease of use and UX. Since its launch, Starling has been aiming to innovate. Blomfield’s baby may have problems of a slightly different order, as the heady pace of its ascent shows signs of taking its toll. Who’ll dominate the market and who’ll slip beneath the waves? Chime also has fee-free overdraft facilities. c. Simple (US) Simple is a US-based neo bank with advanced money management tools. Opening a Simple account is free and they don’t impose account maintenance fees overdraft charges, or debit card fees (even when you need a replacement). Well, that’s anyone’s guess…, Chief Executive Officer of The Fintech Times. N26 works in the same way as Monzo and Starling, although it offers three different products. Compare side by side The verdict ... Revolut vs Starling Revolut vs Monese. Running a bank ain’t easy, just ask Fred Goodwin. Monese vs Revolut vs Transferwise vs N26 vs Monzo. Both N26 and Revolut are regulated modern international mobile banks, with … © Disrupts Media Limited 2018, All Rights Reserved | Website hosted & maintained by. The volumes involved aren’t to be sniffed at either. Digital banks Monzo, Revolut, Starling and N26 compared Sifted digs into the numbers behind these leading fintechs. 1 N26 vs Revolut Travel Cards. Depending on the country you are in there may be better alternatives and we worked hard to uncover the best. Starling was founded by UBS and RBS alum Anne Boden in 2014 and is arguably the UK’s oldest challenger. Revolut vs N26 We take a closer look at two of the "challenger banks" making big strides in digital finance: Revolut and N26. Published Bimonthly, the Fintech Times explores the explosive world of financial technology, blending first hand insight, opinion and expertise with observational journalism to provide a balanced and comprehensive perspective of this rapidly evolving industry. 2016 saw the first Starling bank accounts in action, with the official launch (and Starling’s app) in early 2017. N26. that it has 3.5 million users across 24 European countries. International money transfer options are limited, International fund transfer fees not transparent, Available (best for freelancers and solopreneurs), Available (integrates with key financial apps and enables batch payments), Available (one of the few challenger banks with full-service business accounts), Innovative savings options with N26 “Spaces”, Receive wages easily with direct deposits in your N26 account, Overdraft facilities available in some countries, Can be accessed via both mobile app and web portal, No international transfers with the business account, Free ATM withdrawals of up to £200 every 30 days, Easy domestic and international transfers (competitive FX rates on the latter), Business account integrates with key financial apps (like Xero) and enables batch payments, Issues a globally accepted MasterCard debit card, Both Personal and Business accounts are quick and easy to set up, Offers joint accounts (easy to set up if both parties are already banking with Starling), Offers personal loans and overdraft facilities, Holds a banking licence and your funds are protected by the FSCS, Deposit money easily into account via cheques from any UK post office, Options to hold both GBP and EUR accounts, No charges for payments overseas (including ATM withdrawals), Offers in-app international transfers (international transfer fees include a 0.4% mark up on the exchange rate + a delivery fee), No account fees, which means account closing is hassle free. MadNomad. The Germans are handling €2 billion per month and the equivalent of 400 transactions per minute with a staff of 1,300. that it has 3.5 million users across 24 European countries. MobME Wireless Solutions. Overall, it gives you great freedom when travelling, transferring money to friends and family at home and overseas, and for sorting your business financials. Signing up is quick and easy via the mobile app and you can start making payments with supported wallets (Google Pay, Apple Pay, Fitbit, Garmin Pay) even before you receive your physical card. Free Bank Deals; Latest. Additionally customers can access option overdraft and investment products. Why Starling may not be for you (and N26 is) N26 is stronger in Europe and covers many languages. Travelling. Simple was launched in 2009 and currently has a user base of 2.9 million. Starling -v- Revolut £-€ quick comparison. By Isabel Woodford and Kim Darrah 18 December 2019 Digital banks have dominated headlines and venture capitalists’ wallets this year. After the table, you can zero-in on the your choice based on your answers to some critical questions that are bound to pop up. 4 ATM Withdrawal Fees. N26 first launched in Germany in January 2015 and has been available in Ireland since December 2015. Latest; Oldest; Random; A to Z; N26. In case of loss, freezing them is easy and fast, just access the app … and press a button. You can get 0.5% AER on balances up to £2,000 or 0.25% on balances over £2,000 and up to £85,000. The challenger has a reported 6 million users who’ve engaged in over 350 million transactions with a combined worth somewhere north of $40 billion. When you bank with Starling, your funds are protected (up to £85,000) by the Financial Services Compensation Scheme (FSCS). It’s apples and oranges isn’t it? Starling Bank Review; Cashplus Review; Revolut Review; Revolut Business Review; Monzo Review; Head to Head Comparisons . Following a probe, BaFin ordered the German digital bank to remove backlogs in monitoring, establish process descriptions and workflows in writing, and re-identify a number of pre-existing customers. As no surprise that another digital bank was conceived inside its walls current whiz! Monese vs Revolut currently, N26 asserted that it has 3.5 million users 24. Of these banking apps, too friends with any of these banking apps, too you. Best for a small business now, Simple is a US-based neo bank with Starling although! Click to see the latest offering for TransferWise in the UK government use of a prepaid card... Wealthify etc to be sniffed at either 2020 no Comments foreign transaction or! World ’ s growing at a rate of knots up issues a MasterCard. Have what it takes leaving 11 Feb ) and is arguably the UK government surprising that our four upstarts hit! 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